SSD Tech News

Deep insights on technology, design, and the future of software development.

Tuesday, September 22, 2026

Latest Stories

Open Banking in the Dominican Republic: from regulatory pilot to real products
Open Banking
Aug 13, 2026 8 min read

Open Banking in the Dominican Republic: from regulatory pilot to real products

Open banking does not start with a public API. It starts with consent, security, clean data, and use cases that solve practical problems for Dominican consumers and businesses.

Dawlin Peña Dawlin Peña
Personal finance with AI: what a Dominican app must understand
Personal Finance
Aug 12, 2026 7 min read

Personal finance with AI: what a Dominican app must understand

Budgeting apps fail when they treat Dominican users like spreadsheets. A useful financial experience needs local context, clean data, and responsible automation.

Dawlin Peña Dawlin Peña
AI for SME credit: better signals without opaque decisions
AI
Aug 11, 2026 8 min read

AI for SME credit: better signals without opaque decisions

Credit for Dominican SMEs can improve when it combines sales, e-CF, POS, and banking data. But AI must explain decisions, not replace financial judgment.

Dawlin Peña Dawlin Peña
Modern Dominican POS: sales, payments, inventory, and DGII in one flow
POS
Aug 10, 2026 8 min read

Modern Dominican POS: sales, payments, inventory, and DGII in one flow

A POS in the Dominican Republic can no longer just print receipts. It must coordinate e-invoicing, payments, inventory, cash closing, and reconciliation without slowing the cashier.

Dawlin Peña Dawlin Peña
Instant payments in the DR: designing commerce for real-time money
Instant Payments
Aug 9, 2026 7 min read

Instant payments in the DR: designing commerce for real-time money

Instant payments change more than transfer speed. They change reconciliation, checkout experience, fraud, liquidity, and financial product design.

Dawlin Peña Dawlin Peña
Fraud in fintech and POS: AI that protects without blocking good customers
Fraud
Aug 8, 2026 8 min read

Fraud in fintech and POS: AI that protects without blocking good customers

Fraud prevention for Dominican merchants needs models, rules, and operational context. Blocking everything unusual protects the system, but it also breaks legitimate sales.

Dawlin Peña Dawlin Peña
Embedded finance for Dominican SMEs: credit and payments from the POS
Embedded Finance
Aug 7, 2026 7 min read

Embedded finance for Dominican SMEs: credit and payments from the POS

The next fintech wave will not always look like a banking app. For many SMEs, financial services will arrive inside the software they already use to sell.

Dawlin Peña Dawlin Peña
Data architecture for Open Finance: consent, audit, and secure APIs
Open Finance
Aug 6, 2026 9 min read

Data architecture for Open Finance: consent, audit, and secure APIs

Open Finance requires more than endpoints. The technical base needs granular permissions, traceability, token security, data normalization, and real revocation.

Dawlin Peña Dawlin Peña
AI customer support for banks and fintechs: automate without losing trust
AI
Aug 5, 2026 7 min read

AI customer support for banks and fintechs: automate without losing trust

A financial AI assistant should answer common questions, explain states, and escalate sensitive cases. The key is context, limits, and traceability.

Dawlin Peña Dawlin Peña
Financial dashboards for Dominican companies: from e-CF to cash flow
Finance
Aug 4, 2026 8 min read

Financial dashboards for Dominican companies: from e-CF to cash flow

Useful financial dashboards do not start with charts. They start by connecting sales, e-CF, banks, POS, inventory, and receivables into one operational story.

Dawlin Peña Dawlin Peña
DGII grants a 6-month extension for electronic invoicing: what changes and what doesn't
DGII
May 25, 2026 9 min read

DGII grants a 6-month extension for electronic invoicing: what changes and what doesn't

DGII extended the e-CF implementation deadlines by 6 months for Medium and Small taxpayers. We break down what it means, who it applies to, and how to use the window without ending up behind again.

Dawlin Peña Dawlin Peña
Launching ECF SSD API: DGII electronic invoicing as infrastructure, not as a task
ECF API
May 20, 2026 8 min read

Launching ECF SSD API: DGII electronic invoicing as infrastructure, not as a task

After months building, certifying, and operating against TesteCF and production, we're publicly launching SSD's e-CF API. The story behind the decision, the technical choices we made, and what makes our API different.

Dawlin Peña Dawlin Peña
PuntoOS from the inside: how we built a POS for the e-invoicing era
PuntoOS
May 15, 2026 10 min read

PuntoOS from the inside: how we built a POS for the e-invoicing era

PuntoOS processes millions of transactions across five countries with 99.9% uptime. This is the architecture, the engineering decisions we made along the way, and why a modern POS no longer looks like the ones you knew.

Dawlin Peña Dawlin Peña
Edge computing in Latin America: when latency is strategy, not a detail
Edge
May 8, 2026 7 min read

Edge computing in Latin America: when latency is strategy, not a detail

Serving your app out of us-east-1 kills the experience of your users across Central America and the Caribbean. Let's talk about what changes when you move logic to the edge — without idealism.

Dawlin Peña Dawlin Peña
TypeScript at scale: why types are code, not comments
TypeScript
Apr 28, 2026 8 min read

TypeScript at scale: why types are code, not comments

There are two ways to use TypeScript. One makes your codebase more readable. The other, impossible to break. Let's talk about the second one — the one that saved us hundreds of bugs in production.

Samuel Peña Samuel Peña
Observability first: building systems you can debug at 3 AM
Observability
Apr 18, 2026 9 min read

Observability first: building systems you can debug at 3 AM

Logging isn't observability. Metrics aren't observability. Tracing isn't observability. The three together, with discipline, are. An honest guide for teams tired of guessing.

Dawlin Peña Dawlin Peña
SSD Product

PuntoOS

POS, inventory, and e-CF for merchants that need fiscal operations without friction.

POS + e-CF
Fiscal infrastructure

ECF SSD API

Issuance, signing, traceability, and monitoring for DGII electronic invoicing.

e-CF API

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